Two-thirds of Americans who work in the private sector lack disability insurance, even though most workers say missing work for three months or more because of sickness or injury would cause “financial hardship,” a new survey finds. The survey ... [full story]

Record-setting catastrophe losses from 2011 are contributing to a hardening property/casualty market, according to the latest market update from Lockton. The 2012 Lockton Market Update predicts that CFOs and risk managers are going to face a difficult pricing environment ... [full story]