After four months of steadily declining rates, average annual auto insurance rates increased in June 2009 to $1,884 according to Insurance.com's RateWatch for Car Insurance.

"It's unlikely rates will change significantly in the second half of the year," says Sam Belden, VP at Insurance.com. "Before rates start to climb, consumers should invest 30 to 60 minutes comparing car insurance quotes. Switching can save thousands of dollars in the long run."

CarInsurance.com reported that June saw a 5.69% drop in premiums, compared to May. To date in 2009, car insurance rates are still 12.06% higher in 2009 than they were in 2008, but many states finally see car insurance rates going down.

Annually, the national average car insurance cost was $1,804 for June 2009, according to CarInsurance.com Premium Index (CPI), which can be reviewed here.

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