BALTIMORE--(BUSINESS WIRE)--July 5, 2006--Old Mutual Financial Network (OMFN), through Fidelity and Guaranty Life Insurance Company, has launched IncomeCertain, an innovative level term life insurance product that provides protection for today and the ability to accumulate funds than can be used for retirement.

IncomeCertain is unique in that it provides a return of premium feature, where all premiums a customer pays will be refunded at the end of the coverage term. IncomeCertain provides three guarantees:

-- Guarantees that a customer's premium will remain the same amount for the entire duration of the coverage term

-- Guaranteed death benefit

-- Guaranteed income every month for ten years

"What's really special about IncomeCertain is that at the end of the coverage term, clients can receive the return of premium in guaranteed monthly installments - with a bonus - spread out over the next ten years," explains John Phelps, Vice President, Life Distribution. "As the largest sector of baby boomers in history is now entering the pay out phase of their lives, IncomeCertain is an excellent solution to supplement retirement income from other sources, such as pension or Social Security."

Studies continue to show that people are living longer, retiring sooner, and that many are increasingly unprepared for both, making IncomeCertain the perfect answer to provide peace of mind of a term life product that offers protection for today, a way to accumulate funds for retirement and a means to supplement retirement income.

For more information about IncomeCertain, please contact OMFN at salesmarketing@omfn.com or 800-445-6758.

About Old Mutual Financial Network

Old Mutual Financial Network (OMFN) is the marketing name for the U.S. life insurance and annuity operations of Old Mutual plc. Headquartered in London, England, Old Mutual was founded in 1845, is one of the world's largest insurers, ranks as a Fortune Global 500 company and employs nearly 50,000 people worldwide. OMFN has the knowledge, expertise and resources that a global powerhouse can provide and is committed to delivering innovative and balanced financial solutions.

Contacts
Old Mutual Financial Network (OMFN)
Stephanie Hutcherson, 678-281-8109

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© Business Wire 2006