The cost of long-term care for the elderly is as much as 11 percent higher in Florida than the national average, according to a new report from Genworth Financial.

The cost of long-term care over the past five years increased as much as 28 percent in parts of Florida compared to 17 percent nationwide, according to Genworth's 2008 cost of care survey.

Miami, with a 28 percent increase in costs, led the state, followed closely by Tampa at 24 percent. Orlando came in closer to the national average with an 18 percent increase

One year in a private nursing home in Miami averages $91,022 compared to $75,387 a year in Orlando. The national average for a year in a private nursing home is $76,460.

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