category: Insurance Headlines
 - 2008 Half-Year Natural Catastrophes Figures Above Average
 - Newly Formed Main Street America Coalition Sends Letter to Congress

category: Health Insurance
 - Healthcare Debate Still Dominating Washington

category: Auto Insurance
 - NAMIC Skeptical of Florida’s Re-enacted Auto Insurance System
 - Number of Vehicles Earning the TOP SAFETY PICK Award Increases in 2008; Pickups Eligible for First Time
 - Drivers on Cell Phones Clog Traffic
 - AAA Survey Finds Many Child Safety Seat Laws Inadequate
 - New Research Shows Car Crash Deaths Increase Starting at Age 12
 - Auto Insurers Provide More Integration Between Web and Customer Service; Progressive Drives Ahead with Excellent Rating
 - Auto Insurance Proposal is ‘Anti-Consumer Choice,’ NAMIC Tells Colorado Senate Committee
 - AAA Analysis Finds Teen Crashes Cost Society More Than $34 Billion Annually
 - Modesto, Calif., Regains Nation’s Top Spot for Vehicle Thefts
 - Internet Captures Market Share From Traditional Agents in Purchase of Auto Insurance Policies
 - 33 Million Licensed Americans May be Unfit for Roads
 - Fewer People Injured in Highway Crashes Every Year, U.S. Secretary of Transportation Mary E. Peters Announces
 - Americans to Drive 125 Billion Fewer Miles, According to Analytics Firm Quality Planning
 - American Driving Reaches Eighth Month of Steady Decline
 - New Crash Test Results: Four Small SUVs Earn TOP SAFETY PICK
 - Teens Making Poor Choices When It Comes to Riding in Vehicles
 - Research Documents Higher Injury Claim Costs with Lighter Weight Vehicles; Implications of Rising Gas Prices Considered
 - Producing Highly Satisfied Customers Can Improve the Bottom Line for Auto Insurers Through Increased Renewal Rates
 - Producing Highly Satisfied Customers Can Improve the Bottom Line for Auto Insurers Through Increased Renewal Rates
 - New Study Suggests Putting Off Driver Licensure to Save Lives
 - The Average Auto Insurance Company Fails to Capture 98 out of Every 100 Shoppers
 - Children in Crashes are Better Protected than Ever
 - Customer Satisfaction with Homeowners Insurance Remains Flat, While Satisfaction with Auto Insurance Continues an Upward Climb
 - National Safety Council Supports Ignition Interlocks to Deter Drunk Driving
 - Auto-Owners Ranks Highest in Satisfying Auto Insurance Customers with the Claims Process
 - Teens Can't Cheat Sleep: Survey Shows Teens Reporting Less Than Eight Hours of Sleep Are Twice as Likely to Fall Asleep at the Wheel
 - Washington Poll: Maybe Cell Phone Law Wasn't Such a Popular Idea
 - Men Break More Traffic Laws, Drive More Dangerously Than Women
 - Fraud and Buildup Add 13 to 18 Percent in Excess Payments to Auto Injury Claims
 - IIHS Announces Top Safety Pick Awards
 - New Data Shows Disturbing Number of Repeat Drunk Drivers on America's Roadways
 - Drivers Unaware of Vital Winter Safety Rules
 - Identifying At-Risk Customers is Critical for Insurance Carriers in Minimizing Defection Rates and Increasing Loyalty
 - Older Drivers' Fatal Crashes Trend Down; Many Say They Self-limit Driving
 - Vision Problems Prompt Older Drivers to Put Down the Keys
 - Economic Downturn May Push Percentage of Uninsured Motorists to All-time High
 - U.S. Secretary of Transportation Mary E. Peters Announces New Data Showing Record Low Highway Fatalities
 - U.S. Secretary of Transportation Mary E. Peters Announces New Data Showing Record Low Highway Fatalities
 - Car Insurance Shopping Trends - The Web vs. Agent
 - NAMIC Slams Minnesota Legislation as ‘Harmful to the Idea of Mutuality’
 - Car Cloning Criminal Network Taken Down in Tampa, Miami, Chicago, and Mexico
 - NAMIC Applauds Arkansas Legislature for Prohibiting Double Taxation Through Accident Response Fees
 - Aggressive Driving a Factor in Up to 56 Percent of Deadly Vehicle Crashes, Says New AAA Foundation Analysis
 - Anti-credit Scoring Legislation is Anti Consumer, NAMIC Tells New Jersey Senate Committee
 - NAMIC Message to Florida Governor, Insurance Officials Stops Anti-consumer Rule in Its Tracks
 - New Analysis Provides Roadmap for Teen Driving Laws
 - Massachusetts Auto Insurance Competition Working
 - New Analysis Provides Roadmap for Teen Driving Laws
 - NAMIC To Congress: Support The “Access To Repair Parts Act”
 - The Number of Customers Shopping for New Insurance Providers Declines
 - NAMIC To Congress: Support The “Access To Repair Parts Act”
 - NAMIC Applauds Governor for Nixing Helmet Legislation
 - NAMIC Offers Support for “Access to Repair Parts Act”

category: Homeowners
 - Multiple Policies Lead to Greater Satisfaction and Loyalty among Homeowners Insurance Customers
 - RMS Announces Estimated Hurricane Activity Rates for 2008 to 2012
 - 2008 Hurricane Season Predicted to be Above Average
 - Florida Governor to Sue Insurers
 - Alabama Insurance Commissioner Expects Falling Prices
 - Warmer Ocean Could Reduce Number of Atlantic Hurricane Landfalls
 - NAMIC Urges Congress to Move Past Investigations and Toward Solutions, Following Release of Latest Government Report on Katrina Aftermath
 - Increased Hurricane Losses Due to More People, Wealth Along Coastlines, Not Stronger Storms
 - South Carolina: SC Safe Home Grant Awards Surpass $1 Million
 - NAIC’s Climate Change Disclosure Proposal is ‘Colossal Disappointment,’ NAMIC Says
 - Hurricane Forecast Team Predicts Well Above-average Season
 - NAMIC: Punitive Insurance Bill Passed by Florida Senate Will Hurt Consumers
 - New Research Center Targets Natural Disaster Property Losses
 - Early, Intense Tornado Season Could Be Record
 - Indiana: Insurance Industry Responds to Storm Damage
 -  Total Insured Value of Properties in Hurricane Prone States on Pace to Double in 10 Years
 - Lightning Strikes – Again and Again
 - Massachusetts: Comprehensive Property Legislation on the Move This Week
 - Growth in Coastal Development Challenges Insurance Industry qnd Property Owners
 - Colorado State Hurricane Forecast Team Increases Forecast Slightly, Continues to Predict Very Active Season
 - Americans Across the Country Would Pay Billions if Congress Passes Hurricane Insurance Proposal and Another Katrina-like Storm Strikes, Study Finds
 - Most Gulf Coast Structures Not Safer Today Than They Were Three Years Ago, IBHS Says
 - Overall Customer Satisfaction with Home Builders Improves Significantly in 2008, Despite Daunting Economic Challenges and Surplus Inventory Levels in the Industry
 - Hurricane Ike Stronger Than Ranking Suggests
 - Ike Victims: Beware of Fraudulent Contractors
 - Colorado State University Hurricane Forecast Team Calls for an Active October
 - Hurricanes and Climate Change: Intensive Study Launched into Future Hurricane Risk
 - IBHS Selects Location for State-of-the-art Disaster Research Facility
 - Insurers to Pay $11.5 Billion in Third-quarter Catastrophe Claims
 - Estimated Economic Losses of More Than $200 Billion from a Major Earthquake on California's Hayward Fault
 - North Carolina Mutual Insurance Companies at Risk Unless Beach Plan is Reformed, NAMIC Tells Coastal Insurance Study Committee
 - Nine Out of 10 Americans Are Vulnerable to Home Break-ins
 - California Earthquake Would Accelerate U.S. Mortgage Meltdown, Reveals Aon Benfield Study
 - The 1938 Great New England Hurricane: Looking to the Past to Understand Today's Risk
 - AAIS Issues Expanded Cause of Loss Reports for Homeowners Insurance
 - AAIS Issues Expanded Cause of Loss Reports for Homeowners Insurance
 - Insurers to Pay $25.2 Billion in 2008 Catastrophe Claims
 - AAIS Issues Expanded Cause of Loss Reports for Homeowners Insurance
 - North Carolina Legislation to Freeze Rates Would Risk Availability of Homeowners’ Insurance Throughout the Entire State, NAMIC Says
 - NAMIC Works with U.S. Treasury Department in Advance of Thursday’s Hearing on Regulatory Reform
 - National Tornado Experiment to Begin in May
 - NAMIC Commends Florida Legislature for More Realistic Approach to Insurance Rates
 - Natural Disaster Policy Should Not Incentivize Risky Behavior, NAMIC Tells Congress
 - NAMIC Opposes CRA Expansion to Property/Casualty Insurance Companies
 - NAMIC Calls For NFIP; Opposes Privatization

category: Financial Services
 - Turmoil in Financial Markets Unrelated to State-based Insurance Regulation
 - NAIC Committees Again Demur on Restraining GAAP-like Disclosures in Financial Statements
 - California Earthquake Would Accelerate U.S. Mortgage Meltdown, Reveals Aon Benfield Study
 - NAMIC Responds to Senate Passage of Wall St. Reform Bill
 - NAMIC Responds to Conference Agreement on Financial Reform
 - FDIC Proposes Rule on Mutual Insurance Holding Companies Supporting NAMIC Stance

category: International Insurance News
 - Higher Catastrophe Losses Despite Abscence of Megacatastrophes
 - China’s Freak Snowstorms: An Example of ‘The New Normal’?
 - Catastrophe Losses in 2007 Impacted by High Losses from Flood and Storm Damage in Europe
 - Breadth of Product Availability and Primary Contact – Not Compensation – Drive Insurance Agent Satisfaction with Insurance Companies

category: National Insurance News
 - Study: Agents Getting Left Out of the Loop
 - NAMIC Tells NAIC to Resist Calls for Tighter Regulation of Catastrophe Models That Would ‘Stifle Innovation in Assessing Risk’
 - State - Not Federal - Regulation Works Best for Property/Casualty Insurance Consumers, NAMIC Tells Congress
 - New York Insurance Superintendent: Insurance Companies Should Create Hurricane Reserve Funds
 - More Americans Building in Fire-prone Natural Areas
 - Michigan: Governor Announces OFIS Commissioner Resignation; Names Acting Commissioner
 - NAMIC: Bill to Phase-out Federal Subsidies for Certain Flood-vulnerable Homes is ‘Common-Sense Solution’ to National Flood Program’s Woes
 - Wildfires Not Expected to Impact Insurance Rates in California or Nation
 - General Election Holds Several Surprises; NAMIC Warns of Likely Rate Hikes in Washington Following Passage of R-67
 - California Insurance Commissioner Announces New General Counsel
 - Report: $2 Billion in D&O Insured Losses from Subprime Credit Crisis
 - Report: $2 Billion in D&O Insured Losses from Subprime Credit Crisis
 - Nebraska: Governor Appoints New Director of Insurance
 - Learning Linked to Insurance Industry Performance, LOMA Council Told
 - Building Code Legislation Seen by NAMIC as ‘Vital’ to Protecting Property
 - Application of Statistics Based Solely on Atlantic Hurricane Activity Can Lead to Overestimation of Risk
 - NAMIC Sponsors Property/Casualty Insurance Joint Industry Forum
 - NAIC Cites Top Insurance Complaints for 2007
 - Increased Hurricane Activity Linked to Sea Surface Warming
 - Underwriters Predict Global Insurance Issues and Identify Greatest Risks
 - NAMIC Applauds IRS Decision to Withdraw Controversial Captive Tax Deduction Rule
 - Customer Satisfaction with Property/Casualty Insurance Companies Increases
 -  Mutual Property/Casualty Insurers Positioned for Increased Competition in a Softening Market
 - NAMIC–backed Rate Reform Legislation Heads to House Following Senate Approval in Kansas
 - New Study Reveals How to Gain Competitive Advantage
 - Climate Change Greatest Strategic Risk to Insurance Industry
 - NAMIC Members Prepare to Descend on Capitol Hill Armed with 2008 Legislative Agenda
 - Independent Agency Carriers See Gains in Real-Time Transactions, Industry Campaign Reports
 - U.S. Economic Problems Should Have Muted Impact on Property/Casualty Insurers
 - First Quarter RIMS Benchmark Survey™ Results Show Soft Market Gaining Momentum, NAMIC Comments
 - Insurance Equity Analysts Favor Emerging-markets Expansion, Predict Increased Merger and Acquisition Activity
 - Property/Casualty Claim Officers Cite Competitive Pressures as Biggest Challenge in 2008
 - NAMIC Urges Caution on Proposal to Create Federal Insurance Office
 - Open Competition Without Price Controls is Key to Improved Insurance Regulation, NAMIC Tells Congress
 - CEOs Defend Property/casualty Industry Record at AAIS Main Event Conference
 - New Study Ranks Best, Worst State Lawsuit Climates
 -  Florida Omnibus Insurance Bill Still ‘Fraught with Problems’
 - Survey Finds Small Businesses Spending Worker’s Compensation Dollars Without Knowing What They’re Buying
 - Senate Approves Much-needed Flood Reform Legislation
 - NAMIC Appreciates Alabama Legislature’s ‘Balanced Approach’ on Legislation Addressing Coastal, Auto Insurance Concerns
 - Credit-based Insurance Scoring Benefits Consumers, NAMIC Tells Congress
 - NAMIC Commends Tennessee Lawmakers for Acting in the Best Interests of Consumers, Insurers
 - Report: Graying Industry Faces ‘Brain Drain’ as Nearly 60 Percent of Employees Now Over Age 45
 - Fitch: U.S. Property/Casualty Industry Shifts to Modest Underwriting Loss in 2008
 - Wolters Kluwer Financial Services Identifies Top 10 Criticisms on Insurance Market Conduct Exams
 - Legislation to Promote Stronger Buildings Will Save Lives, Money
 - NAMIC: Florida Insurance Regulation Proposal Seeks to ‘Change the Rules in the Middle of the Game’
 - Veteran State Employee Named Insurance Commissioner
 - Ward Group Recognizes 2008 Ward's 50 Top-performing Insurance Companies
 - Property/Casualty Forecast Through 2010 Released
 - Bilingual Employees Key to Fast Response to Natural Disasters Affecting the Nation
 - National Targeted Uniformity Without OFC is Best for Insurers, Consumers
 - NAMIC Urges New York Officials Not to Impair Appropriate Agent Compensation Methods
 - Commissioner Walter A. Bell to Resign at End of August
 - National Census of Fatal Occupational Injuries in 2007: Fatalities Decrease
 - Alabama Governor Appoints New Insurance Commissioner
 - North Carolina Insurance Commissioner Forum to be Held
 - NAMIC Kicks off 113th Annual Convention
 - NAMIC Kicks off 113th Annual Convention
 - Bruce D. Thomas Begins Term as 2008 - 2009 NAMIC Chairman
 - California Court Decision Reaffirms Distinctive Right of Mutual Insurance Companies, NAMIC Says
 - NAMIC Opposes Treasury Investment in Property/Casualty Insurance Industry
 - Property/Casualty Insurance Companies Do Not Want or Need Direct Capital Infusion
 - What Makes a Good Environmentalist Go Bad?
 - NAMIC Comments on 2008 Election
 - Shifting Insurance Market Means New Challenges for Buyers
 - Local Agencies Provide a Higher Level of Service Satisfaction to Insurance Customers Than Do Call Centers
 - Commuters Report Pressure and Desire to Stay Connected for Reading Email While Driving
 - Nation’s Fire Departments Face Challenges in Staffing, Recruiting, and Training Firefighters, and Accessing Water
 - Convergence of Negative Economic Factors to Severely Test U.S. Insurance Industry in 2009
 - Insurance Regs Could Significantly Impact State’s Economy, NAMIC Tells California Officials
 - NAMIC Launches National Grassroots Campaign to Protect Main Street
 - Reinsurance Industry Largely Unscathed by Financial Crisis
 - Top 50 Stories of 2008: NAMIC
 - New NAMIC Report Analyzes Financial Crisis and Cautions Against Federal Overreach
 - FBI Releases Preliminary Semiannual Crime Statistics for 2008
 - Vaughan Named NAIC’s New CEO
 - NAMIC to Testify at NCOIL Hearing on Credit Default Swaps
 - NAMIC Slams Minnesota Legislation as ‘Harmful to the Idea of Mutuality’
 - Fed Chairman’s Comments In Line with NAMIC View of Systemic Risk Regulation
 - Treasury Secretary’s Plan to Address Financial Crisis Leaves Many Unanswered Questions
 - Proposed Federal Regulation of Insurance Would Hurt Consumers, NAMIC Says
 - NAMIC Opposes ‘Dangerous’ Expansion of Maine Unfair Claims Law ‘in the Strongest Possible Terms’
 - NAIC’s ‘Climate Risk’ Survey Uses Mandatory Disclosure to Promote Activist Groups’ Agenda, According to Paper Published by Washington Legal Foundation
 - NAMIC Cautions Congress to Avoid Dual Regulation
 - Proposed Bad Faith Insurance Bill Would Lead to ‘All Cost, No Benefit,’ NAMIC Tells New Jersey Lawmakers
 - NAMIC Applauds Legislator Group Adoption of Bad Faith Resolution
 - NAMIC MEDIA ADVISORY
 - NAMIC Testifies at Wisconsin Insurance Department Hearing on Credit-based Insurance Scores
 - Harrington Briefs Capitol Hill on AIG, the Economic Collapse and Regulatory Reform
 - Insurers Criticize FEMA's Delay Of Market Rates On Remapped Policies
 - NAMIC Calls for Senate Action as House Approves NFIP Extension
 - NAMIC: Oversight Needed to Protect Property/Casualty Insurance from Federal, International Intrusion

category: Banking Services
 - Banks that Sold Insurance Were More Profitable in 2007

category: Auto Insurance Articles
 - The overall number of traffic fatalities in 2007 reached its lowest level since 1994