“Rate-based” safety incentive programs are drawing federal scrutiny for their potential to discourage workers from reporting accidents and injuries. However, rate-based incentives, which reward employees when few or no injuries are reported during a set time period, can improve ... [full story]

Arizona is one of more than two dozen states challenging the federal health care overhaul, but Republican Gov. Jan Brewer's administration is moving to implement part of the contested law by reviewing health insurance rates to see if they should ... [full story]

WASHINGTON -- The federal flood insurance program got another 30-day extension from the House on Thursday, while some lawmakers continue to work for the long-term extension they say is needed to ensure its stability. "I support the House version as ... [full story]

WASHINGTON (USA TODAY) Conservative organizations have canvassed the country in recent months to try to convince state legislators not to pass bills to create health insurance exchanges. "Over the last eight to 10 months, we've seen a huge change ... [full story]

(AP) LOS ANGELES - Dog bites man does not get a lot of attention in the news, but it costs insurance companies hundreds of millions in claims every year. State Farm Insurance, one of the nation's largest home insurers, paid more ... [full story]

For a hurricane season that forecasters say will be slow, this year is off to a quick start. Tropical Storm Alberto is forecast to dissipate over the next two days without making landfall, after forming off the coast of ... [full story]

OAKLAND, Calif.—Tropical storms in the north Atlantic and eastern Pacific basins are marking the earliest simultaneous start of a hurricane season on record, according to catastrophe risk modeling firm EQECAT Inc. The Oakland, Calif.-based company said Tropical Storm Aletta ... [full story]

Massachusetts has rejected a proposed rake hike for home insurance policies under a plan used by consumers who couldn't get insurance otherwise, and rates will stay in place. Last November, the Massachusetts Property Insurance Underwriters Association (MPIUA) proposed a ... [full story]

WASHINGTON — Congress has given itself two more months to come up with long-term solutions for the debt-burdened federal program that provides insurance for homes and businesses in areas subject to flooding. A voice vote in the House Wednesday ... [full story]

Since the Federal Insurance Office selected Michael McRaith as its director over a year ago, it has become apparent how long his to-do list is. While the anticipated FIO report on how to modernize and improve insurance regulations in ... [full story]